Raisin is a free digital savings marketplace that connects savers to federally insured partner banks and credit unions offering their best digital-only rates and products. With a single Raisin login, you can fund and manage multiple products from multiple financial institutions, helping you get more out of your cash savings.
Raisin is not a bank. It is a digital savings marketplace where you can fund federally insured deposit products with a wide range of maturities and APYs (annual percentage yield) offered by our partner banks and credit unions, allowing you to design a savings strategy customized to your earning and liquidity needs.
Raisin was founded in 2012 and has a strong presence across the United States, Europe, and the U.K.