How often is interest compounded? November 02, 2023 16:45 Updated Interest (or dividends in the case of credit union savings products) is compounded daily and posted to your account monthly. Related articles Does my Raisin account have deposit insurance? If you don't charge fees, how does Raisin make money? How long does it take to deposit my money? What about withdrawals? If a Raisin partner bank fails or is sold, what happens to my funds with that institution? Can I bank online through Raisin?