For products offered by banks, all necessary registration is handled by Raisin when you become a Raisin customer. One of the many benefits of our platform is that, by creating a Raisin login, you are able to deposit money and earn competitive interest rates from any of the financial institutions in our network.
When you select and fund a savings product offered by a credit union, there is often an additional step of becoming a member of that credit union. When it is necessary, Raisin makes that process quick, easy, and free.
No matter where you direct your deposits with Raisin, your relationship is solely with Raisin and the custodial bank which holds the funds on your behalf at the bank or credit union. To learn more about this relationship, please Raisin's Terms of Service and the Custodial Agreement.