Because of the rates our partners offer, there is a chance that you may deposit funds that are above our per-institution maximums of $250,000 for individual and $500,000 for joint accounts.
For high-yield savings or money market deposit accounts that reach per-institution limits due to interest earned, you will no longer be able to deposit additional funds to these accounts. However, you can easily withdraw funds to deposit into a product offered by a different institution.
For certificates of deposit, please remember that any changes you wish to make remain subject to any early withdrawal penalties as outlined in your product terms.