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Help Center
  1. Raisin
  2. Raisin FAQ
  3. Getting Started with Raisin
  4. How Raisin Works

How Raisin Works

  • As an active Raisin customer, how do I change my linked bank account?
  • Can I bank online through Raisin?
  • Do I have to become a member of the credit union to use its savings products through Raisin?
  • How do I start saving with Raisin?
  • How to Link Your Bank Account with Plaid
  • If you don't charge fees, how does Raisin make money?
  • Is Raisin a Regulated Bank?
  • Is Raisin an FDIC-member bank?
  • Since Raisin is not a bank, where are my funds held?
  • What fees are associated with the Raisin platform?
  • What is a custodial account and how does it work?
  • What is Raisin?
  • Will I need to register for accounts at the financial institutions where I've chosen to deposit my money? Am I a customer of those banks or a member of those credit unions?

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