Plaid Manual Verification Troubleshooting:
Verification Unsuccessful?
Incorrect numbers: Double-check your routing and account numbers against a check or your bank statement.
Name or detail mismatch: External bank accounts must be held in your name. Ensure the email, phone number, and address on your external bank account match your Raisin profile.
Already in use: A bank account can only be linked to one Raisin profile at a time. If you share a joint account with a spouse, check if they have already linked it to their Raisin account.
$0.01 deposit hasn't arrived?
Micro-deposits take up to 1–2 business days to appear in your transaction history. If it has been longer than 2 business days, contact your bank to verify if incoming micro-deposits are being blocked or held.
Code is rejected or there is nowhere to enter it?
Ensure you enter only the 3-letter code attached to the deposit line item. If the system does not prompt you to enter a code, or if manual verification via Plaid continues to fail, try using Instant Verification or contacting support for alternative options.
Need more help?
Contact Raisin support or visit Plaid's troubleshooting site here for more recommendations.