To transfer funds out of the Raisin platform to your linked bank account, funds must first be available in the Cash Account:
Step 1: Withdraw funds to your Cash Account
Navigate to the savings account you'd like to transfer funds from and select "Withdraw" or "Manage CD".
Withdrawals from high-yield savings accounts and money market deposit accounts to the Cash Account are instantly available. Once your withdrawal is confirmed, those funds are immediately available to use in the next step.
Step 2: Transfer out funds to your linked bank account
Navigate to your Cash Account with available funds and select "Transfer out."
Transfer from the Cash Account to your Linked Bank Account arrive in 1 - 2 business days.
For more information about transaction timelines, see here.