Transfers into Raisin from your Linked Bank Account can be initiated from your Raisin Dashboard.
Linked Bank Account to Savings Product
Under the savings product, select + Deposit and enter the amount. Deposits typically arrive in 1-2 business days. New deposits are subject to a standard 2-business-day hold, during which funds cannot be withdrawn.
Linked Bank Account to Cash Account
Under the Cash Account, select + Transfer In and enter the amount. Transfers typically arrive in 1-2 business days and are subject to a standard 2-business-day hold before funds are available to move.
The processing cut-off time for all transactions is 3:30 p.m. ET. Transfers initiated after 3:30 p.m. ET, on weekends, or on federal banking holidays will begin processing the next business day. Business days are Monday through Friday, excluding federal banking holidays.